Job Market Paper
Property Rights and Financial Access
(solo-authored)
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Winner of the 2025 Bank of Canada Graduate Student Paper Award
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Presented at: AFA 2026 (scheduled), Bank of Canada Graduate Student Paper Award Workshop 2025, HEC Paris Finance PhD Workshop 2025, Trans-Atlantic Doctoral Conference 2025, Workshop on Monetary and Financial History 2025
Published and Forthcoming Papers
Finance, Advertising, and Race
with Claire Célérier
The Review of Financial Studies, 38(11), 2025, pp. 3149–3204. Editor’s Choice.
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Presented at: Australian National University*, Bank of Canada*, Bank of England*, Bocconi University*, Canadian Network for Economic Research Conference 2023, Cliometric Society Conference 2022*, Cornell*, Federal Reserve Board*, HEC Paris*, Imperial College London*, International Macroeconomic History Online Seminar 2023*, La Trobe University*, Laval University*, Oxford Said*, Paris December Finance Meeting 2022, Queen Mary University of London*, Research in Behavioral Finance Conference 2022, Rutgers*, Tinbergen Institute*, UCL*, University of Illinois Urbana-Champaign*, University of Luxembourg*, University of Warwick*, Vienna Graduate School of Finance*, Virtual Economic History Seminar 2022*, Washington University in St. Louis*, 82nd Economic History Association Annual Meeting 2022​
Working Papers
Locking in the Rate or Staying Flexible? Mortgage Refinancing Around an Interest Rate Shock
with Philippe Bracke, João Cocco, and Elena Markoska
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Presented at: Bank of England*, Collegio Carlo Alberto*, Conference on Real Estate, Financial Markets and Monetary Policy 2024, Danmarks Nationalbank*, EEA 2024, EFA 2024, Household Savings and Macroprudential Regulation Workshop 2024*, Norges Bank*, Sveriges Riksbank*, UK Women in Finance Workshop 2025, University of Cyprus*
Divine Catalysts: Religion and Portfolio Choices
with Maxime Bonelli, Pulak Ghosh, and S. Lakshmi Naaraayanan
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Presented at: 18th International Behavioural Finance Conference*, CEPR 10th European Workshop on Household Finance 2025, Helsinki Finance Summit 2025, NBER Household Finance across the Lifecycle* (scheduled), SKEMA Business School*
Work in Progress
Monetary Policy, Bank Competition and Interest Rate Pass-through in Mortgage Markets
with Martina Fazio
*Presentation by co-author